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Winning hands in Baccarat depend on the hand you bet on,
and whether that hand wins.
If the hand you bet on wins, the payout is as follows:
| Hand
Combination |
Payout |
| Banker's Hand Wins |
2x the bet - 5%
commission on winnings for the House |
| Baccarat Player's
Hand Wins |
2x the bet |
| Tie |
8x the bet |
If the Baccarat hand that you bet on wins, you are paid
double your bet,unless you bet on a tie.If you bet on a tie, the payout is
eight times the amount you bet.If you bet on the Banker's hand, and win, the
House charges a 5% commission.
If you bet on a hand, and the hand loses, you lose your bet. If you do not bet
on a tie, and the hands tie, your bet is returned to you.
The winning hand is the one with a value closest to nine.
The value of a hand is calculated by adding up the total of the cards. The
card values are:
| Card Face
Value (Any Suit) |
Card Point
Value |
| King |
0 |
| Queen |
0 |
| Jack |
0 |
| 10 |
0 |
| 9 |
9 |
| 8 |
8 |
| 7 |
7 |
| 6 |
6 |
| 5 |
5 |
| 4 |
4 |
| 3 |
3 |
| 2 |
2 |
| Ace |
1 |
If the total of a hand exceeds nine, the value of the hand is the
"unit" portion of the total. For more information, see the
examples below.
If the hand you bet on wins, you are paid out according to the Baccarat
Payout Schedule.
Examples:
- A hand consists of an Eight of Clubs and a Seven of Diamonds . The
point values are 8 and 7, so the total of the hand is 8 + 7 = 15. As the
"tens" portion of the total is ignored, the value of the hand
is five.
- A hand consists of a Nine of Spades , a Two of Hearts and a Nine of
Diamonds . The point values are 9, 2 and 9, so the total of the hand is
9 + 2 + 9 = 20. As the "tens" portion of the total is ignored,
the value of the hand is zero.
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